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How Zazu Works Operationally

How we runs payments, regulation, and safeguarding of customer funds.

Updated over 3 months ago

Payments Infrastructure

Zazu is connected to Morocco’s local payment systems:

  • SRBM (interbank transfers)

  • SIMT (instant transfers)

  • CMI (card payments)

These flows are processed through HPS, our payment processor.

Regulatory Setup

Zazu operates as a Principal Agent under the payment license of our partner Chari Money. This means Zazu is regulated and approved by Bank Al-Maghrib.

Safeguarding of Customer Funds

All customer funds are safeguarded and held in segregated accounts at Bank of Africa (BMCE). Your money is therefore held under the same safeguards required for regulated payment institutions.

What This Means for You

When using Zazu, you benefit from:

  • a bank-grade regulatory framework

  • strong security and safeguarding of funds

  • the agility and product experience of a tech company

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