Skip to main content

Holidays & Payment Processing Times

What processing times do we observe.

Zazu operates on all business days in South Africa. Here’s what to expect:

Regular business day

Zazu offers three EFT processing options:

  • Same-Day EFT - for transactions intended to settle the same day, processed 08:00–15:00 on weekdays and 08:00–10:00 on Saturdays

  • Two-Day EFT - for transactions scheduled to settle two days after initiation, processed 08:00–15:00 on weekdays and 08:00–10:00 on Saturdays

  • Dated EFT - for transactions scheduled to settle on a specified future date, processed 08:00–16:00 on weekdays and 08:00–10:00 on Saturdays

No EFT processing occurs on Sundays or public holidays.

  • RTC transactions are available immediately during business hours, unless they are flagged for review.

Public holidays

On any observed South African public holiday no transfers are processed that day. You may initiate a transfer, but it will only be processed on the next business day. Here is a list of key public holidays in South Africa:

South Africa Public Holidays 2026

New Year's Day – Thursday, 1 January

Human Rights Day – Saturday, 21 March

Good Friday – Friday, 3 April

Family Day – Monday, 6 April

Freedom Day – Monday, 27 April

Workers' Day – Friday, 1 May

Youth Day – Tuesday, 16 June

National Women's Day – Monday, 10 August (observed, 9 Aug falls on Sunday)

Heritage Day – Thursday, 24 September

Day of Reconciliation – Wednesday, 16 December

Christmas Day – Friday, 25 December

Day of Goodwill – Saturday, 26 December

South Africa Public Holidays 2027

New Year's Day – Friday, 1 January

Human Rights Day – Monday, 22 March (observed, 21 Mar falls on Sunday)

Good Friday – Friday, 26 March

Family Day – Monday, 29 March

Freedom Day – Tuesday, 27 April

Workers' Day – Saturday, 1 May

Youth Day – Wednesday, 16 June

National Women's Day – Monday, 9 August

Heritage Day – Friday, 24 September

Day of Reconciliation – Thursday, 16 December

Christmas Day – Saturday, 25 December

Day of Goodwill – Monday, 27 December (observed, 26 Dec falls on Sunday)

Please note that some religious holiday dates may be subject to change.

Did this answer your question?